Sunday, February 22, 2009
I'm Not That Into It
I'm really not interested in seeing this movie. I may be female but I'm not easily convinced to see a chick-flick. And I draw the line on how much chick-lit I read. But another blog I read sent me to this video. I have to say while sometimes it may be a little too long it definitely made me smile. It also awakens the senses to how chick flicks really are that predictable.
The End of a Week
Well, it's a Sunday. And I'm suffering from a serious case of cabin fever. It's totally self-imposed as I lack any motivation to get dressed and do something with myself. Which is quite sad because I've been lucky enough to have the whole past week off. I did manage to go socialize with some friendly MoMA peeps last Monday and then spent lots o' time with Mark on his days off. That was nice. But otherwise I find myself scared to go out. Because when I do I am tempted to spend lots of money. Even though my idea of lots of money isn't probably as large as others. And I don't have to pay rent or anything. But I've already went there.
I did manage to finish reading the behemoth book The Story of Edgar Sawtelle (see Past Reads: 2009 list). It was my major goal for my week off. It was really good. Surprisingly it had a 'mystical' aspect to it. And it was way sadder than I thought it would be. Though I must admit it did start with a melancholy feel to it. I totally recommend it to you out there who enjoy curling up with books.
I thought about applying to other jobs out there but I feel the strong need to wait until after my San Diego trip in April. I mean what if BY SOME FREAKING MIRACLE a job called me in for an interview? I don't want to get so close only to be denied because I'm taking a week away in California. That would suck. But at the same time I'm fully aware that the chances of me being called in for an interview are minute. Tiny. Teeny. But I can dream about getting a new job, right? And then cry. It makes me sad because I know it will never happen. (Monkey? Heist? Anyone?)
I did manage to finish reading the behemoth book The Story of Edgar Sawtelle (see Past Reads: 2009 list). It was my major goal for my week off. It was really good. Surprisingly it had a 'mystical' aspect to it. And it was way sadder than I thought it would be. Though I must admit it did start with a melancholy feel to it. I totally recommend it to you out there who enjoy curling up with books.
I thought about applying to other jobs out there but I feel the strong need to wait until after my San Diego trip in April. I mean what if BY SOME FREAKING MIRACLE a job called me in for an interview? I don't want to get so close only to be denied because I'm taking a week away in California. That would suck. But at the same time I'm fully aware that the chances of me being called in for an interview are minute. Tiny. Teeny. But I can dream about getting a new job, right? And then cry. It makes me sad because I know it will never happen. (Monkey? Heist? Anyone?)
Saturday, February 14, 2009
Thanks Mr. Letterman!
I know we've moved on to what we hope is bigger and better things but isn't it fun to look back?
Saturday, February 7, 2009
Guess Where I Live
Yeah...I've been meaning to talk about that.
After scrambling and dreaming and organizing and filling out forms we were totally rejected. And it hurt. But let me go back a few months when this nightmare started to peek out and tease me and I thought that I had whipped it into its place.
A number of months ago I started to get harassed by Mark to check my credit and get a credit card. If we were going to dip into the world of real estate, whether it be as renters or owners we knew that I was going to have to start working at building credit as I had never had a credit card.
So I went to get my free credit reports and was denied. But I had always been denied. For some reason they could never bring up a report on me and while this should have been a warning sign and something to worry about I just decided that I would continue to live without credit.
So then I just skipped the whole credit report thing and just applied for credit cards marketed towards people with little to no credit history. And I was denied! Then I started to get panicky.
By some miracle out of the three credit bureaus I was able to get one random report. And while you could see all the credit cards that I had applied to on that single report you could also see my name with my father's credit history. My name with my father's birthday. My name kinda like my name but spelled slightly wrong. A mix of my name and my father's. OH JOY!
For those of you who are unaware, I'm Jamie S. M_____. My father is Jaime M_____. I always use my middle name or initial because this name confusion has always been a problem. Especially since there is more than one way to spell Jamie and people almost always spell my name like my father's. He gets mail to Jaime S. M_____. He always gives it to me which annoys my because I don't get junk mail from AARP.
So here it is: My credit history is terribly mixed up with my dad's. I'd like to think that it dates back to my freshman year of college when my father took out a small loan to cover some of my tuition. And then in AmeriCorps I filed for a deferment of payment while in service. Then I came back and I paid it. And the name game probably was created. So anyway, I filed all the paperwork for it to be cleared up, fixed. I updated my birthday, had them correct name spellings. But I only did this through one credit bureau.
Then we applied for the apartment. I remember the night after we turned in the paperwork. Mark and I snuggled up in bed. I whispered "I'm scared we won't get it." He replied "There's no reason we would not get it." Deep sigh.
So anyway as you read in my last post they have tons of personal information and we get denied because when they check out my information they see that someone with the name Jaime M_____ has been in Housing Court. Which means something was up some time ago and this tenant and that landlord had a falling out. What pisses me off about this is that when I was filling out the application I was nervous to put my current address down because I knew that my dad's record with his landlord was not spotless. But I was told by the realtor "Don't worry. Just say it's your parent's residence." Well it didn't matter. They saw a similar name with the same address and they said no thanks. Even though we had my father's landlord write a letter that it wasn't me. That I hadn't been involved in any way.
At first the frustrating part was that I was told this information came up when they typed up my social security number. Great! Even more SSN drama that had tons of nightmarish loopholes to discover. But when I recently met with the realtor to get our application deposit back he told me that he thinks it comes up with my address search. Which means I'm getting mixed information.
However I was lucky enough to get a print out of the damning report and on that report the name on the court record is clearly not mine. Which leads me to believe it is the address that brings up that information and not my SSN. I hope. The problem is we will never know because when we decide to dip into the world of renting again I don't think we're even going to bother with putting my name on the lease. Because what if it is my SSN that brings it up? We could put my name and just list us at a different address but that doesn't guarantee this court thing won't show up, if in fact it's my SSN and not the address that causes the problem. Ya follow?
So yeah, major sucks balls.
I still have dreams of having my own place. I still walk the streets looking at windows that seem empty and available. I avoid walking down a whole street in my 'hood because I don't want to walk by the apartment that should be my new home. Bitter? Totally. Absolutely.
After scrambling and dreaming and organizing and filling out forms we were totally rejected. And it hurt. But let me go back a few months when this nightmare started to peek out and tease me and I thought that I had whipped it into its place.
A number of months ago I started to get harassed by Mark to check my credit and get a credit card. If we were going to dip into the world of real estate, whether it be as renters or owners we knew that I was going to have to start working at building credit as I had never had a credit card.
So I went to get my free credit reports and was denied. But I had always been denied. For some reason they could never bring up a report on me and while this should have been a warning sign and something to worry about I just decided that I would continue to live without credit.
So then I just skipped the whole credit report thing and just applied for credit cards marketed towards people with little to no credit history. And I was denied! Then I started to get panicky.
By some miracle out of the three credit bureaus I was able to get one random report. And while you could see all the credit cards that I had applied to on that single report you could also see my name with my father's credit history. My name with my father's birthday. My name kinda like my name but spelled slightly wrong. A mix of my name and my father's. OH JOY!
For those of you who are unaware, I'm Jamie S. M_____. My father is Jaime M_____. I always use my middle name or initial because this name confusion has always been a problem. Especially since there is more than one way to spell Jamie and people almost always spell my name like my father's. He gets mail to Jaime S. M_____. He always gives it to me which annoys my because I don't get junk mail from AARP.
So here it is: My credit history is terribly mixed up with my dad's. I'd like to think that it dates back to my freshman year of college when my father took out a small loan to cover some of my tuition. And then in AmeriCorps I filed for a deferment of payment while in service. Then I came back and I paid it. And the name game probably was created. So anyway, I filed all the paperwork for it to be cleared up, fixed. I updated my birthday, had them correct name spellings. But I only did this through one credit bureau.
Then we applied for the apartment. I remember the night after we turned in the paperwork. Mark and I snuggled up in bed. I whispered "I'm scared we won't get it." He replied "There's no reason we would not get it." Deep sigh.
So anyway as you read in my last post they have tons of personal information and we get denied because when they check out my information they see that someone with the name Jaime M_____ has been in Housing Court. Which means something was up some time ago and this tenant and that landlord had a falling out. What pisses me off about this is that when I was filling out the application I was nervous to put my current address down because I knew that my dad's record with his landlord was not spotless. But I was told by the realtor "Don't worry. Just say it's your parent's residence." Well it didn't matter. They saw a similar name with the same address and they said no thanks. Even though we had my father's landlord write a letter that it wasn't me. That I hadn't been involved in any way.
At first the frustrating part was that I was told this information came up when they typed up my social security number. Great! Even more SSN drama that had tons of nightmarish loopholes to discover. But when I recently met with the realtor to get our application deposit back he told me that he thinks it comes up with my address search. Which means I'm getting mixed information.
However I was lucky enough to get a print out of the damning report and on that report the name on the court record is clearly not mine. Which leads me to believe it is the address that brings up that information and not my SSN. I hope. The problem is we will never know because when we decide to dip into the world of renting again I don't think we're even going to bother with putting my name on the lease. Because what if it is my SSN that brings it up? We could put my name and just list us at a different address but that doesn't guarantee this court thing won't show up, if in fact it's my SSN and not the address that causes the problem. Ya follow?
So yeah, major sucks balls.
I still have dreams of having my own place. I still walk the streets looking at windows that seem empty and available. I avoid walking down a whole street in my 'hood because I don't want to walk by the apartment that should be my new home. Bitter? Totally. Absolutely.
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